Mortgage Protection Insurance is more than just a policy that pays off the balance of your mortgage if you or your spouse passes away. Mortgage Protection Insurance is a complete package of coverage designed to ensure that whatever happens to you, your family will be able to stay in your home.

Unlike private mortgage insurance (PMI), if you or your spouse dies, the policy pays the money directly to your family so it can be used to pay off your mortgage. With a Mortgage Insurance policy, if you are injured in an automobile accident or while working around the house, and are unable to work, your Mortgage Protection coverage will provide disability insurance benefits (if you qualify) that give you cash to ensure your mortgage payments continue to be paid. This gives you time to recuperate without the worry or fear of losing your home. Further, you may be eligible for unemployment coverage (if available in your state), so if you lose your job, your premiums will be paid for up to 6 months. This money comes right to you, not your mortgage company, so you have control of it. Mortgage Insurance policies are designed to help keep your family prepared in case tragedy strikes.

There is no doubt about it! Mortgage Life Insurance is better for you and your family than a simple term-life insurance policy. The “Waiver of Premium” lets you skip paying your insurance premium while you are disabled. This benefit gives you to receive money and save at the same time! But the best element available with Mortgage Insurance is the Return of Premium provision (if available in your state). If you do not need to use the policy, you are guaranteed to receive the premium you paid into the policy at the end of the term in one fantastic, tax-free lump sum! You can put that money into a retirement fund or spend it on you and your family because you deserve it!

The most important part of any mortgage protection plan is the Mortgage Life Insurance component. Your policy will provide survivors with a tax-free benefit to pay off your mortgage and may cover other expenses if needed. You may also cover yourself to receive immediate funds should you suffer a covered critical illness. This coverage is available for all members of your family, including children. The Terminal Illness Plan is particularly compassionate. If you become terminally ill, you can access your policy's cash value to meet expenses when you need it while you're still alive!

Some Mortgage Insurance policies offer another special feature known as an extended premium guarantee. If you are eligible, the plan locks in the policy contract rate for the life of the insurance term or for a guaranteed number of years, which is agreed upon at inception.

The mortgage insurance quote takes just a few minutes. It's that simple to start a plan that will protect you and your family for years to come. What are you waiting for?
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Not only does Mortgage Insurance Protection give you peace of mind knowing your family is provided for if the worst happens, you'll also rest easier knowing that Mortgage Insurance will cover you for up to two years in the case of disability. If you or any covered member of your family is disabled in an accident covered by Mortgage Insurance, the Disability Insurance coverage will provide you with cash payments to pay your mortgage. These payments will be made in addition to any other Disability Insurance or critical illness payments you may be receiving.

The mortgage insurance quote takes just a few minutes. It's that simple to start a plan that will protect you and your family for years to come. What are you waiting for?
Get Your Quote NOW!

What will happen to your family if you become unemployed? With Mortgage insurance you can easily cover yourself with a benefit that will pay your policy premiums and keep all your coverages in force while you look for a new job.

The mortgage insurance quote takes just a few minutes. It's that simple to start a plan that will protect you and your family for years to come. What are you waiting for?
Get Your Quote NOW!

Mortgage Insurance can give you a “Virtual” savings account by refunding every penny of the premiums you have paid into the policy.

Keep your Mortgage Term Insurance policy to the end of the term and all the money you paid is returned to you, you may even be able to borrow from your policy with a “virtual” savings feature.

One of the most unique features of our Mortgage Insurance policies is the return of premium rider that refunds every penny of premium when you live to the end of the policy term. This money comes directly to you tax-free, at which point you can roll it into your retirement vehicle or use the money to pay off your mortgage. Whatever you choose, it’s up to you!

The mortgage insurance quote takes just a few minutes. It's that simple to start a plan that will protect you and your family for years to come. What are you waiting for? Get Your Quote NOW!