Announcing
Total Mortgage Protection has partnered with RBC to bring you RBC ExpressTERM
Get $150,000 of life insurance in 15 minutes! It's as easy as 123…
- 1. Click
- 2. Type
- 3. Print Your Policy
- Same-day coverage
- No medical exam - just answer a few health questions
- Apply completely online
Getting affordable term life insurance to protect your family could not be easier!

Total Mortgage Protection will now be able to better serve your clients! In
the time it takes to open a new bank account, our customers could get term life
insurance. How simple is that!
Simple, indeed. It’s ExpressTERM II™. Quality term life insurance
with a fast, hassle-free buying process that’s as customer-friendly as
you are. Thanks to cutting-edge Internet technology, your customers can get
up to $150,000* in coverage in as little as 15 minutes, with no medical
exam — just a few health questions — and no lengthy underwriting
delays.
Our new product is solid, dependable protection delivered with speed, convenience
and intelligence. In other words, the way life insurance should be.
ExpressTERM II is versatile. Your clients can apply using any computer with
an Internet connection.
ExpressTERM II can help you grow.
- Expand relationships and improve retention – ExpressTERM II is another
great reason for your customers to do business with you.
- Increase customer satisfaction and build brand preference – Convenient
application process, instant coverage decisions, real-time policy issue ExpressTERM
II represents everything you want to be to your customers.
- Support customer acquisition strategies – Increase referrals, leverage
promotions.
ExpressTERM II can help you do more for your customers.
- Convenient access to affordable life insurance – Provide “one-stop
shopping” for their personal financial security needs.
- Instant security and peace of mind – Help them protect income and
manage financial risk.
- Saves time and simplifies decision-making – apply, be approved, and
receive a policy in as little as 15 minutes ... instant coverage decision
means clients know exactly where they stand.**
ExpressTERM II Responds to Three Core Client Needs:
- Instant gratification — Unlike most term life insurance products,
ExpressTERM offers immediate coverage to qualified applicants.
- Ease and convenience — an easy application with just seven health
questions.
- Great value —ExpressTERM II is less expensive than many other simplified
issue products and not much more expensive than the fully underwritten products
that can take months to obtain. And the rate is guaranteed for the initial
term at time of issue, unlike fully underwritten term quotes, which are often
re-rated to higher levels.
Key Value Drivers for the Consumer
- Premium rate is guaranteed for the full initial term at time of issue.
- Immediate coverage to qualified applicants – no waiting.
- Easy application takes as little as 15 minutes
- 10, 15, 20 and 30 year terms
- Affordable rates
- Coverage from $25,000 to $150,000 ($200,000 in Maine and Minnesota)
- Convenient monthly, quarterly, semi-annual or annual payments
- Client’s choice: paper or online documents. (Online accounts have
easy secure online access to all policy documents)
- Easy payment options — credit card (where available) or EFT
- No annual policy fees
- Renewable at end of term
Apply Now at RBC Insurance |